Now is the time to get home and land packages in Perth. New statistics have shown that the property market in Perth is starting to look favourable, especially to new home buyers. House prices have been declining as house values fell by 1.84 percent in August. This shows that the market is starting to slow down, as data gathered by REIWA show that “the number of house and unit sales fell to just over 50,000 during in 2013-14.”
http://www.wowhomes.com.au/home-land-packages-perth-looking-good-new-home-buyers/

These packages provide many benefits to first home buyers. In addition to being more affordable, they also give buyers the chance to own land in an area of their choosing, something which may not be easy given the competition in acquiring properties on many parts of Perth. Additionally, a Perth home builder like Wow! Homes which offers land and house packages has a wide selection of functional and stylish home designs that buyers can choose from. These newly-minted dwellings need very little sprucing up, compared to pre-owned homes, saving buyers the need to spend on costly changes or improvements.
http://www.wowhomes.com.au/noted-perth-home-builders-urge-homeowners-seize-market-opportunities/

Would-be home owners in Western Australia are opting to build their own house rather than buy established ones. Perth first home buyers who take advantage of the government’s first home buyers grant receive up to $10,000 for contracts that do not exceed $750,000 while those interested in established homes get $3,000. Jonathan Barrett describes how this incentive has charged up growth in Perth and other major Australian cities.
http://www.wowhomes.com.au/perth-first-home-buyers-can-get-cash-boost-build-new-homes/

Buying a house is one of the most important decisions young adults must make in their lives as they elect to live on their own. It can be daunting, but first-time buyers should not feel too intimidated at the prospect of selecting their living accommodations for the next few years. With the right considerations in mind, even relatively new buyers can get up to speed and correctly select a home they will cherish for a very long time.

Real estate experts encourage investors and aspiring home owners to go with house and land packages, first and foremost, for the stamp duty savings they can get. Under the new FHOG, buyers only have to pay stamp duty for the land, rather than the land and the house, as the latter has yet to be built. In addition, purchasing a Perth house and land package allows buyers tax deductions on depreciable assets like home fixtures and construction costs. There’s also the fact that building a new house from scratch gives aspiring home owners greater freedom in choosing what features to add to their property, allowing them to enjoy the best and latest home technologies available.
http://www.wowhomes.com.au/perth-house-land-packages-excellent-value-pass/

The First Home Owner Grant (FHOG) is one of the many ways the Western Australian government makes homes more affordable, specifically to first-time buyers. As of 25 September 2013, buyers who fall under this category can be awarded a grant of $10,000 to fund the construction of their new home or a grant of $3,000 to help them purchase an existing property.

The home you're building right now won't be the same home in 10 to 20 years. Over that span of time, it may be subjected to a few modifications to suit your changing needs and the environment. You may not need a skylight right now, but an impending rise in energy prices in Perth by 2016 (according to reports) might make you opt to install one.

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http://wowhomeswa.wordpress.com/2014/11/02/the-basic-elements-of-an-energy-efficient-home/

At WoW! Homes, we can make your home ownership journey even better. Last month, we offered first home buyers in Perth amazing add-ons when they sign up, and due to popular demand, we’re extending the Sizzling Summer Madness promo to December! Not only can you trust the versatility of our craftsmanship, but you can also ensure the aesthetics and functionality of your new home. If you sign up with us for a house and land package from December 1 to 31, you get FREE outstanding home features like exterior accents, state-of-the-art cooking appliances, stylish floor coverings, and window treatments.
http://www.wowhomes.com.au/first-home-buyers-perth-get-free-add-ons-new-home-builder/

The news comes in the light of a housing renaissance in Western Australia. Master Builders Australia noted that the start of new housing projects in the state during 2013 and 2014 totalled 28,966, breaking a 1989 record of 27,965 house starts. When you’re leaning towards having a new house built on a pre-selected lot, skilled Perth home builders such as Wow! Homes are prepared to consider the options with you. Consultations with your developer will focus on choosing the Perth house and land package as your budget will allow, which gives you an option to look over your preferences before signing off on the project.
http://www.wowhomes.com.au/expert-perth-home-builders-aid-first-time-housing-decisions/

First home buyers are catching onto the changes in the real estate market, specifically the projected lower house and land property rates in the year ahead. That said, it seems as if they are also becoming a bit pickier as far as the locations of their prospective homes are concerned. In fact, some are even considering looking into house and land packages in various Perth suburbs.

Tired of renting? You’re not the only one. Due to popular demand, Wow! Homes is extending its Sizzling Summer Madness promo, a special offering that will run for a limited time from November 1 to 30, 2014 - now extended to 31st December 2014! This offer provides an amazing opportunity for first-time homeowners to own Perth house and land packages, which may be challenging to acquire otherwise. This unique promotional offer will allow new home buyers to purchase and customise first-hand houses that come with numerous features and flourishes.
http://www.wowhomes.com.au/wow-homes-extends-perth-house-land-packages-promo-due-demand/

Wow! Homes has great news for those looking to build their first home: due to insistent demand, the company is extending its Sizzling Summer Madness promotion on great home and land packages in Perth till December 31st. This means that more first-time homebuyers can finally achieve their dream of living in their very own house. Same as before, the company will include features and extras that no other builder will offer, while allowing clients to choose from a vast portfolio of award-winning home designs that are sure to suit their tastes and living needs. To take advantage of the promo, clients need only pay the minimum $3000 deposit, after which they can enjoy luxurious additions like deluxe designer elevations, 450x450mm floor tiles in living areas, and floor coverings and window treatments from Builder’s Range.
http://www.wowhomes.com.au/home-builder-extends-sizzling-promo-perth-home-land-packages/

When you need advice about buying a house for the first time, everyone will tell you that you have to consider your budget, mortgages, and everything that has to do with the financial aspect of buying a house. But you’ll also have to think about the place itself and determine whether or not the place is perfect for you.

In searching for a brand new home, you’ll have to expect that not everything about these pre-built homes may fulfill every part of your need. You can make it suit your personality by initiating a couple of changes later on. You don’t have to look for a house that will match your idea of a perfect home, because the truth is there isn’t one until you make the needed changes to make it so.

Building your dream home from the bottom-up can be intimidating. It’s easy to make a mistake and end up with a problem that you’ll have to live with for a while or require a lot of money to repair. Here are a few tips on how to avoid the common mistakes that plague new constructions:

You’d think the benefits would stop there, but no. To entice you even more, we’ll throw in a $10,000 bonus that you can use toward your home. That’s on top of the $10,000 First Home Owner Grant that you’ll receive when you qualify. You’ll automatically receive all these when you sign up! There’s no time to waste. You can only experience this great deal like no other from a trusted Perth home builder like Wow! Homes from November 1 to November 30.
http://www.wowhomes.com.au/sign-perth-home-builder-get-amazing-add-features/

Wow! Homes, a trusted Perth home builders firm, recently rolled out their Sizzling Summer Madness promotion set to run from November 1 to 30 of the current year. Designed to entice first-time homebuyers to finally get their dream houses, the company has conveniently included additional features and extras that no other builder in the area will offer. Aside from that, Wow! Homes carries a rich portfolio of home designs that cater to any personal taste and desire that clients may have for their living space. By signing up for the promotion and paying the minimum $3,000 deposit, first-time homebuyers will get these additions to their new homes: deluxe designer elevations, floor coverings and window treatments from Builder’s Range, and 450x450mm floor tiles to living areas.
http://www.wowhomes.com.au/trusted-perth-home-builders-firm-rolls-sizzling-november-promotion/

Speaking of Western Australia, it should be worth noting that Perth was named one of The Economist Intelligence Unit’s Top 10 most liveable cities in the world. It would certainly be foolhardy for any new home owner to pass up the opportunity to own a home in such a great city. Despite a recent increase in median property prices, finding the best house and land packages in Perth all boils down to transacting with a trusted builder that caters to first-time home buyers. West Australians who wish to experience the joys of home ownership without unnecessary stress can turn to a company like Wow! Homes. Of particular importance to any new home buyer is finding a desirable property location. Thanks to improvements made to its infrastructure over the past few years, Perth boasts excellent living conditions overall.
http://www.wowhomes.com.au/now-good-time-purchase-new-house-land-packages-perth/

If you have enough money saved and are secure in your job, there’s no better time than now to buy the home you’ve always dreamed of. That said, before you even start looking at a new home, you need to identify what type of real estate you’re interested in so you can choose the best one for your needs.

Choosing a property

Only one thing really matters in real estate: location. Everything else is just icing on the cake. So before you invest in property, be sure that it’s in the right location for your needs. How far is it from the office? From your children’s school? Are the transport systems in place highly efficient? Is the neighbourhood safe? Buying a property that addresses issues such as these is the best way to ensure a satisfying, problem-free purchase.

The Office of State Revenue states that FHOG applicants must not have owned any other property in Australia to be eligible for the grant. In addition, the applicants must occupy their new home for at least six consecutive months and within 12 months after they’ve completed the FHOG transaction. It also goes without saying that applicants must not have received a similar grant beforehand. However, applying for a first home buyers’ grant in Perth is just one thing aspiring home owners should keep in mind. They should also take into account the things they’re looking for in a new home in the first place because not even an FHOG can help them out of a home that is ultimately not to their liking.
http://www.wowhomes.com.au/property-prices-rise-first-home-buyers-perth-must-act-prudently/

Not long ago, homebuyers had very limited options when it came to mortgage, because banks and credit unions were generally the only institutions that offered them. Today, however, different types of home-financing providers have become available. Unfortunately, with greater options comes greater risks, and if you don't choose with care, you can easily fall victim to unscrupulous lenders. Here are some tips you can use to find the right provider for you to work with:

Check credentials

Only work with mortgage companies that are regulated by the Financial Services Authority and entered on the FSA register. Check with the agency to see if the lender you’re looking at is in good professional standing.

People looking for a new home often get too caught up in the whirlwind of ideas on how the house itself should look. Often, they leave a critical stone unturned—the site on which the home would be built. Fortunately, here are a few site-selection tips to help the process along:

If you’re in the market for your very first home, you may be searching high and low around Perth for the one property that suits your needs. However, what if that hunt has produced no potential hits? A viable option would be to seek out credible Perth home builders instead, as one of their greatest strengths is to have an array of pre-drafted house designs for you to choose from. Even then, there are still some important points to keep in mind:

The decision to buy a house for the first time can be considered as one of the biggest moves that a person can make in his or her life. The action would involve the use of large amounts of financial resources or the adoption of financial schemes that could make monthly amortisations much more bearable. It is then understandable that people would want to be financially prepared for such transactions as even simple mistakes can have significant repercussions. Here’s a financial checklist that first-time home buyers can use as a guide to prepare for their investment:

Prospective homeowners have a number of options when buying their first home. They can choose to buy a new home, land to develop into a new home, or a house and land package. If you’re in the market for your first home, consider the latter of the lot for the following reasons:

Still not convinced? Then consider these other advantages of buying new home and land packages in Perth: (1) Since all new homes in Australia must be energy rated but established homes don’t have to be, the difference in energy efficiency between them can be dramatic; (2) You won’t have to shell out anything to change countertops, cabinets, and flooring; (3) You get a home built with materials specific to your taste. What’s more, with help from a trusted home builder, you’ll be sure to find some Perth house and land packages that are stylish, comfy, and often in the best locations.
http://www.wowhomes.com.au/perth-home-land-packages-sale-new-homes-way-go/

Almost 80% of people searching for homes begin with the internet. With just a few searches and clicks, a potential buyer like you can begin scouting for a new home through various online listings, virtual tours, and other home builders sources. You probably have a pretty good idea of the type of home you want and the neighbourhood you want to live in. By the time you step into the office of Perth home builders, such as Wow! Homes, you’ve pretty much accomplished half of what you need to do to own a home.
http://www.wowhomes.com.au/purchasing-perth-house-land-packages-qualify-fhog/

According to Australia’s Housing Industry Association (HIA), the number of new homes purchased in the country rose by 1.2% in June, 2014. For Western Australia, sale of detached houses rose 4.1%. This means more and more people prefer to start fresh instead of purchasing an existing property.

Blame it on the government

More young and not-so-young families alike are taking advantage of the government’s First Home Owner Grant, which is likely to be the cause of the sudden increase in new home sales. Approved applicants are given financial assistance in building their first family home.

Everything’s nicer when it’s new

Who wouldn’t want to experience the smell of fresh paint, new timber, and pristine furniture? Developers and builders alike make this dream possible with home and land packages in Perth wherein the family pays one price for everything. The company oversees the design, construction, and finishing of the home.

Potential investment

Should your family’s plan change in the course of your stay, selling a not-so-old house is far easier than selling an older one. A younger house will have less maintenance problems than a newer one, and that is definitely something buyers look out for.

Swelling with pride

There’s no better way to tell that your Australian dream has come true than with a brand new house. For that sense of pride and achievement, it’s no wonder that the number of new homes has risen the way it has. At this rate, expect that number to rise even further.

From September 23 to October 25, we’re repeating our offer to new home buyers who are desperately wanting to get their own place with a low deposit. With a low deposit of only $3,000, you may reserve a home and choose from our beautiful range of stunning designs – Sanctuary II Display, the Zone II Display, and the HIA Award-winning Edge II Display in NOR or SOR locations of the Perth metropolitan area. Having a brand-new home is one of the most exciting events in your life. You can finally receive a helping hand in making your dream become a reality, working with an experienced and creative builder who has your needs and preferences in mind.
http://www.wowhomes.com.au/reserve-house-land-packages-perth-deposit-3000/

Osborne Park, Western Australia (September 4, 2014) – Due to popular demand, Wow! Homes is extending its special promo geared towards first home buyers in Perth. From September 23 to October 25, clients only need to place a $3,000 deposit to get started on their dream of home ownership. The rock-bottom deposit is applicable to home and land packages worth $288,000 and $310,000, including the Sanctuary II Display, the Zone II Display, and the HIA Award-winning Edge II Display home designs. This attractive 1% deposit finance product is available to eligible applicants who meet the lender’s criteria.
http://www.wowhomes.com.au/wow-homes-extends-special-promo-first-home-buyers-perth/

With the right builder, you can get your house built according to your chosen design, budget, and timeframe. Extra effort will be needed to find the right developer or builder, however, and there are ways to go about that.

Begin by looking at the prices offered by builders in your preferred area and compare them to one another. For first home buyers, a key difference in design could lead to significant changes to prices. You are most likely to find a builder that would suit your budget and chosen design.

Aside from determining your budget, know more about the lot you want to build your house on. The size and location of the lot will determine the amount you would have to pay for and the kind of house that would fit in it. Check for any possible problems, such as inaccessible roads for construction crews, local government guidelines, and proximity to infrastructure such as treatment plants or substations (among others), and talk to builders about it. There are builders who offer house and land packages that would determine these potential dangers and comply with local government building and housing standards.

Lastly, when finding the right Perth builder for your home, check for accreditation. Aside from knowing how long they have been in the business, it helps if they are members of a business accreditation bureau. Examples of these bureaus are the Master Builders Bureau and the Housing Industry Association.

Purchasing a new home is always a daunting task, as it is one of the biggest investments an individual can make. The decision is even more difficult for first home buyers who aren’t too knowledgeable on the process and on the real estate market. There are simply so many considerations that need to be made, and one misstep could lead to a significant amount of unexpected expenses.

This is particularly true when a new home is not just being bought, but also being built, repaired, or remodeled to suit a buyer’s preference. Sometimes a new homeowner may unknowingly choose an inexperienced builder, and in that sense eventually be stuck with a home that needs many repairs in the long run or simply needs to be redone. From an investment point of view, a design and structure that is not well thought-out does little to nothing for the property’s overall value.

A simple look over a builder’s portfolio of available home designs is almost always a great indicator of what they can do. By way of asking for references, a first home buyer can also get a better idea of what to expect from their prospective builder.

The most reliable builders also often have a well-established place in the real estate industry, where they not only offer to build and design a home, but likewise provide assistance in the acquisition of the land and financing necessary.

The city of Perth is a place just begging to be explored. The variety of neighbourhoods within several kilometres of the city centre have their own stories to tell. As such, people aiming for house and land packages in Perth are encouraged to study the hottest suburbs in the city where they want to live in. Some property agents in the city have turned up hits on which suburbs are bustling with activity, which your house and land developer will take note of and guide you on:

Woodlands

First-time homebuyers can be sold on the merits of the suburb, which includes close proximity to the business district and beaches. Top schools like Hale School Grammar are also located in the area. However, time is of the essence as second- or third-home buyers are zeroing in on areas developed decades ago.

Bassendean

A potent location trifecta awaits first-timers seeking to settle in Bassendean; what more can you ask for when the place is a few kilometres away from the Swan Valley vineyards, ten kilometres from the CBD, and a stone’s throw from the foreshore? Insiders hint at developments along the train areas and upgrades to the town centre.

Girrawheen

While it’s just north of the Wanneroo-Perth shire boundary, Girrawheen is one of a few northern suburbs now attracting interest from property developers making a bigger push. It’s with good reason too– the local authorities predict a two-fold population surge within 20 years.

To make a brand-new home even more within reach, WoW! Homes offers you the chance to get a house and land package in Perth with only a $3,000 deposit from 25 August to 30 September! That’s all it takes for you to get started towards owning your dream home!
http://www.wowhomes.com.au/affordable-house-land-packages-perth-pay-3000-deposit/

Perth currently has the third largest migrant population in Australia, with over 568,000 people from the United Kingdom, New Zealand, South Africa, and many others. The influx of prospective estate owners is such that there is a growing demand for more home builders. Reports also estimated that there will be over 3 million people living in Perth by 2020. Considering these numbers, the town is surely set to become more populated as some homebuilders now offer home and land packages in Perth for top-quality living.
http://www.wowhomes.com.au/building-home-perth-home-land-packages-builders/

To find legitimate Perth home builders, you can make a list of professionals you are willing to check out, and then contact your local home builder association. You can also get recommendations from friends and relatives, and ask them about their experience with the builder they have worked with.
http://www.wowhomes.com.au/choose-right-perth-home-builders-desired-house/

Western Australia’s capital city, Perth, has the highest standards of housing in the world. It follows that settling down and finding a home in Australia’s most expensive city may be rather costly. The city’s cost of living is more expensive than cities like New York in the US and in Tokyo, Japan. So before moving, one should be financially prepared to take on the costs.

Despite the city’s high cost of living, the cost of buying or renting properties is still lower than that of Sydney’s. There are still many citizens and immigrants alike that would opt to settle in Perth for its Mediterranean climate, its sprawling natural resources, and rich and diverse marine life. Those who are planning on moving should know what part of the city to settle down in.

Finding a place to settle down can be easier if it comes with home and land packages. That already takes care of having of having to deal with Perth’s crowded and at times crazy rental market. Owning property and building a home in Perth has many legal requirements but with enough zeal, financial stability, and a good homebuilder and seller, the cost of settling down in the city will be a price worth paying for.

WoW! Homes is now allowing first time home buyers the opportunity of purchasing their very own brand new home with a deposit of $3000. The $10,000 first home buyers grant for Perth residents who haven’t owned a home before can help reduce their property cost of eligible applicants. First home buyers can choose from any of WoW Homes stylish home designs. The promo will run from August 25, 2014 to September 23, 2014
http://www.wowhomes.com.au/wow-homes-announces-big-promo-first-home-buyers-perth/

In the pursuit of the great Australian dream of owning a house, many buyers have faced this dilemma. Some would rather shell out and move in rather than take the time and make the effort to build from the ground up. Many Perth home builders will point out that the savings from constructing a new home can change anybody’s mind.

Go the distance

In most countries, living in or close to a big city commands a higher price since it makes commuting to work easier. Consequently, the cost of housing in suburbs (established or new) is quite expensive. Many young families have opted to live farther from the city and invest in a vehicle to drive to work.

Buy now, build later?

Further from the city, lower land prices give many families more bang for their buck. Ask the right questions first. Is there a trustworthy builder who can build in the area? How soon can construction begin? Are utilities such as power and water in place? How far are the nearest market, police station, and hospital? Are there other amenities close by?

Instant homes, instant joy

In new and developing areas, many real estate and home builder companies offer land and home packages which save both time and money. This straightens the perception that constructing from the ground up is both expensive and time consuming. Homeowners only meet with one company to do the job of three entities. Suddenly building a new home just got more attractive.

Everyone dreams of owning a home. The question is what kind of home would be best for you– apartment or house? Both have their share of advantages and disadvantages, depending on the needs of home buyers in Perth and other residential areas.

Compartmentalised living

Apartments are generally for single folk or a family of four at most. They cost less to own than a house. There is a deeper sense of community because of close proximity to neighbours. Safety is not an issue since apartments are easy to secure.

In contrast, high-density residential areas tend to be noisy, with units close together. Apartment owners need permission to make changes to their unit. Apartments don’t appreciate the way houses do, unless they are in a desirable location or unique in design.

The house to call a home

Owning a house makes you the king of your own castle. You can do as you please with it to match your lifestyle requirements. Furthermore, being a larger property affords the owner larger capital gains. On the down side, houses are more costly to maintain in the long run than apartments.

Everyone’s a winner

It’s impossible to weigh the advantages of one over the other because not everyone has the same needs and circumstances. Therefore, the winner is the home buyer whose needs are answered by whatever they chose. The best way to pick a winner is to be realistic and forward thinking before signing on the dotted line.

Given the sheer size of Western Australia and its capital, choosing the right suburb could be a daunting task. There are beautiful locales all over to settle in. As a family, you need to figure out which location suits you best based on your family’s wants and needs.

Surf or turf?

What’s it like to live near the ocean? Is it nice living in the hills? There are gorgeous suburbs that could answer both those queries. Beachside properties tend to cost more, as do hill homes with a view. Bear in mind that there are older suburbs and recently-established ones to accommodate the influx of people moving to Perth.

Make a wish list

Hold a family meeting and list down your top five or six choices. Bear in mind that with older suburbs come the hustle and bustle of a populated area. On the other hand, a newer suburb is likely to be less populated and less noisy. Weigh the pros and cons of each then trim your list by process of elimination.

Building a house to call your home

Many homeowners have taken advantage of the house and land packages offered by builders and real estate companies. You only need to deal with one entity which saves on cost. You save a lot of time as well because you can choose from the company’s catalog of house designs and begin construction immediately. You’ll be moving in before you know it.

A home and land package may come in two types—choose land where you want your new home to be constructed, or choose land with a pre-built home. Homebuyers who opt to move immediately will normally choose the latter since it’s already set for occupancy, while those who prefer a home designed according to their preference would choose the former.
http://www.wowhomes.com.au/home-land-packages-perth-give-better-value-money/

There’s nothing more rewarding than to live in a home designed very closely, if not exactly, to your preference. From a relaxing patio to the colour of tiles in your bathroom, you can get greater satisfaction from having what you have always wanted in a home. Reliable Perth home builders like Wow! Homes offer solutions that can help you get the home of your dreams.
http://www.wowhomes.com.au/perth-home-builders-enjoying-benefits-new-home-construction/

In addition to this, if this is your first time to buy or build a home of your own in the country, you can take advantage of government grants directed at first home owners. The First Home Owner Grant (FHOG) is an amount given to first home buyers in Perth and other cities to subsidize part of the cost in buying or building a home.
http://www.wowhomes.com.au/grants-first-home-buyers-perth-provide-substantial-savings/

The journey of a thousand miles begins with a single step. In building a house from the ground up, the single most critical step is finding a builder. There is much you need to consider, given that they will be part of the building process every step of the way until completion.

Qualifications

The builder you're looking for will have been in the business for a considerable number of years. They will have the proper licenses and secure the necessary permits. They will have appropriate experience and, if possible, a portfolio of their work to aid in your scrutiny.

Recently, the company has taken another important step in its mission to provide its clients with the best home construction and buying experience possible. Citing an increasing number of new home buyers using the Internet to gather information about builders and real estate for sale, the company decided to undertake a massive overhaul of its website, adding important new features that make finding house & land packages in Perth suburbs a cinch.
http://www.wowhomes.com.au/finding-house-land-packages-near-perth-cinch-redesigned-site/

So you and your spouse have decided to take the big leap of having a home built from the ground up. While there are differences in the dream home you’ve both envisioned, you were able to compromise, and all you need now is to find the ideal builder to make everything a reality. Here are some tips for finding a reliable home builder:

Buying your first home requires a substantial financial commitment. As such, you shouldn’t leave room for regret to squeeze into the picture. To make sure of that, ask yourself the following questions before you finalise the details of your contract:

How quickly can I get a home loan?

Trick question. Regardless of whether you are buying an existing house or having a new house built, make sure you have been pre-approved for a loan before you start looking at houses. Not only does this help set your budget, but it also helps speed up negotiations with the seller or the builder.

There are a lot of misconceptions (a.k.a. myths) that home buyers, especially first-timers, encounter during the process of their real estate purchase. Here are some of the most common ones debunked.

Myth #1: You need perfect credit to purchase a home – Not entirely true. While an individual’s credit score definitely has an impact on the mortgage loan approval process and the subsequent interest rate, a perfect credit is not a requirement to secure approval for a mortgage loan. You don’t need a flawless, clean slate. The higher your credit score, certainly, the more options you’ll have to find a mortgage with good interest rates.

According to The Universal Declaration of Human Rights drafted by the United Nations, every person has the right to own property. The Western Australian government highly values this right, which is why they offer a substantial grant to all residents who are about to purchase their first home.

The WA government offers a grant of up to $10,000 to those who are having their new home built (a $3,000 grant is available to those purchasing an existing home). Furthermore, those who purchase vacant land along with the home may be eligible for an exemption from stamp duty.

Are you eligible for this grant? Find out by asking yourself these questions:

There are many home builders out there, and choosing the one that can build the home you want can be tricky, especially for first-time home buyers. Fortunately, you can prepare yourself beforehand and avoid the pitfalls of ill-made decisions. Here are some tips to help you decide on the right contractor:

Experienced and veteran home buyers know how crucial property inspections are to the entire home shopping process, especially when they are looking into aged homes. However, first home buyers may not be aware of this important step. Some of them may even be tricked into thinking that if they are buying newly-built homes then they won’t need a property inspection when in fact, it’s the opposite that is true.

First-time homeowners have a variety of options– from renting a home, to buying a listed home, to building a new one. When you have the financial capabilities, you would find that building your home offers a myriad of benefits. Here are the three main advantages of building a home: